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HMK Car Sales Ltd is a quality used car dealership that provides a wide range of cars for all budgets, focusing on customer care and high preparation standards. The company aims to build trust and has a reputation built on customer recommendations. HMK Car Sales Ltd is authorised and regulated by the Financial Conduct Authority (authorisation number 959791) and acts as a credit broker, not a lender. It works with selected credit providers to offer finance and operates with transparency regarding commissions. The business discloses that it receives commissions from lenders, which can be a fixed fee or a percentage of the loan, and states that this does not affect the amount the customer pays. Customers can request the commission amount for full transparency before entering into a credit agreement.